1監管資訊
Hawkes Bay Underwriting Limited乃香港保險業監管局註冊的保險中介公司, 並受其監管
註冊辦事處: 香港灣仔港灣道30號新鴻基地產中心24樓2431 – 2435室
牌照類別: 保險代理機構牌照編號FA2078
2什麼是MGA?
Managing Agent (“MGA”) 中文稱為授權承保代理, 屬於保險代理下的專業類型,.MGA為保險公司提供一站式的保險銷售服務, 當中包括核保、定價、收取保費以至理賠服務; MGA同時充當保險公司與經紀人及/或被保險人之間的仲介角色,商議並制訂定各項與保單相關的合約細則。
3為什麼選擇MGA?
對比傳統保險代理的運作模式,MGA獲保險公司授予的營銷權限較大 ,靈活的訂價及承保優勢, 使之能為客戶/保險經紀提供更快及更貼身的定製報價反饋。
4何謂COVERHOLDER?
位於英國倫敦的勞合社 (Lloyd’s)是歷史最悠久, 至今仍領先世界的保險交易市場; 各方經驗豐富的承保人才雲集於此,從事保險及再保險業務。

而Coverholder (授權承保人) 專指獲勞合社承保人授權在所處國家或地區接受保險風險的代理人.
5財務實力評級
我們明白對被保人而言, 保險公司信用評級的重要, 因為這正反映其償還能力、財務實力和賠償的能力。因此,我們只會選擇具備良好信貸記錄, 並由主要評級機構評為財務穩健的保險公司合作。
6投訴處理程序
7資料保護政策
8條款與條件
歡迎蒞臨我們的網站。若您繼續瀏覽並使用本網站,即表示您同意遵守並受下列使用條款與條件約束,這些條款與條件連同我們的資料保護政策治理及公司資訊,共同規範霍克斯灣保險(Hawkes Bay Underwriting)與您之間就本網站的關係。
本網站的使用受以下條款約束
  • 本網站頁面內容僅供您一般資訊與使用,內容可能隨時變更,恕不另行通知。
  • 我們及任何第三方均不對本網站所提供或展示的資訊與材料的準確性、及時性、性能、完整性或適用性作出任何形式的保證或擔保,無論其用途為何。您承認這些資訊與材料可能含有不準確之處或錯誤,我們在法律允許的最大範圍內明確排除對此類不準確或錯誤的責任。
  • 您使用本網站上的任何資訊或材料完全由您自行承擔風險,我們對此不承擔任何責任。確保通過本網站獲得的任何產品、服務或資訊符合您的特定要求,是您自己的責任。本網站包含由我們擁有或授權使用的材料。這些材料包括但不限於設計、版面、外觀及圖形。除非符合版權聲明(構成本條款與條件的一部分)的規定,否則禁止複製。
  • 您可以為個人使用列印或下載本網站的內容。若您希望下載或列印本網站內容以分發給第三方,您可以在以下條件下進行:
  • Hawkes Bay Underwriting必須被標明為材料的來源。
  • 必須告知第三方這些條款與條件適用於他們,且他們必須遵守這些條款。
  • 材料必須免費提供。
  • 本網站上複製的所有商標,若非網站運營商所有或未經授權使用,均已在網站上註明。
  • 未經授權使用本網站可能導致損害賠償的索賠和/或構成刑事犯罪
  • 本網站可能不時包含其他網站的連結。這些連結僅為方便您獲取進一步資訊而提供,並不表示我們對這些網站的支持。我們對連結網站的內容不承擔任何責任。
  • 未經Hawkes Bay Underwriting的事先書面同意,您不得從其他網站或文件創建指向本網站的連結。
  • 您對本網站的使用以及因使用本網站而產生的任何爭議,均受香港法律管轄。
若您希望獲取有關本網站的更多資訊或請求複製材料的許可,請與我們聯繫。
9Cookie 政策
HOW DO WE USE COOKIES?

Like many companies, Hawkes Bay Underwriting Limited uses cookies on this Site. Cookies are small, text files that will help your browser navigate through our website and can enable a faster and easier experience for you.

There are different types of Cookies:

SESSION COOKIES

A session cookie is stored in the temporary memory of your computer and is not retained after the browser is closed. Session cookies do not collect information from your computer.

PERSISTENT COOKIES

A persistent (or permanent cookie)  is stored on a user’s drive until it or the user deletes the cookie. Persistent cookies are used to collect identifying information about the user, such as Web surfing behaviour or user preferences for a specific Web site.

The table below is a list of the main persistent and session cookies used on our website.

We also are providing both the purpose and the name of each cookie. Please note that we may from time to time modify or update our cookies. When that happens, we will update this list accordingly.

Name Purpose
_cfduid Speeds up page load times it is used to override any security restrictions based on the IP address the visitor is coming from. It does not contain any user identification information.
_ceg.s_ceg.u_ga

_gid

Web analytics that track and record how visitors interact with pages on a site.
exp_last_activity This cookie tells us the date of your last activity on our website
exp_last_visit This cookie is only relevant to registered users. If you’re browsing the site as a guest, it’ll be set to a date in the past
exp_csrf_token This cookie protects against Cross Site Request Forgery (CSRF)
exp_stashid This cookie is used to store server-side, user-specific data to maintain a session state for the visitor, and to ‘remember’ their preferences. Our website uses this data to process user requests. Some functions of the website depend on these cookies and may not work properly, or at all, if they are disabled.
exp_tracker For tracking and recording visits
PHPSESSID Cookie generated by applications based on the PHP language. This is a general-purpose identifier used to maintain user session variables.
DSID This cookie is used to link user activity when a user logs in to a Google account from multiple devices.
IDE These advertising cookies are stored in Google DoubleClick and are used to personalise advertisements shown to users based on previous visits to our website.
_dc_gtm: This cookie is used to help identify the visitors by either age, gender, or interests by DoubleClick via Google Tag Manager. It is a first party cookie that is set for your domain only.
THIRD PARTY COOKIES

Our site also uses third party services or software, such as maps, online videos and social networking features.

Many of these services may set cookies in your browser.

Table

Name Purpose
_qca_ssid_abexp

_ceg.s

_ceg.u

_ga

Vimeo sets cookies on any page that embeds a Vimeo video. While we have no control over these cookies, they appear to include a mixture of pieces of information to measure the number and behaviour of Vimeo viewers, to hold information about current viewing video settings as well as a personal identification token, if you are logged into Vimeo. Furthermore Vimeo uses cookies that are Google Universal Analytics cookies to track viewers.
NID Google set cookies on any page that includes a Google Map. While we have no control over the cookies set by Google, they appear to include a mixture of pieces of information to measure the number and behaviour of Google Maps users.
10Cookie 設定
在此頁面上,您可以透過網頁瀏覽器控制對我們網站使用 Cookie 的同意設定。